:root {
  --navy: #152a4a;
  --navy-2: #1B365D;
  --gold: #c4a035;
  --gold-2: #e0c060;
  --ink: #14202e;
  --muted: #5a6573;
  --paper: #f3efe6;
  --white: #fff;
  --line: #d7d0c2;
  --max: 1120px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: Georgia, "Times New Roman", serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.55;
}
h1, h2, h3, .brand, .btn, .eyebrow, .num, .topbar, .nav nav, .pills, .towns, .trust {
  font-family: "Segoe UI", Helvetica, Arial, sans-serif;
}
a { color: inherit; }
img { display: block; max-width: 100%; }

.topbar {
  display: flex; justify-content: space-between; gap: 1rem;
  background: #0e1c33; color: #c9d3e0;
  font-size: 0.8rem; letter-spacing: 0.06em; text-transform: uppercase;
  padding: 0.45rem 1.4rem;
}
.topbar a { color: var(--gold-2); text-decoration: none; font-weight: 700; }

.nav {
  position: sticky; top: 0; z-index: 20;
  display: flex; align-items: center; justify-content: space-between;
  padding: 0.75rem 1.4rem;
  background: var(--navy); color: var(--white);
  border-bottom: 1px solid rgba(196,160,53,.35);
}
.brand { display: flex; align-items: center; gap: 0.65rem; text-decoration: none; color: var(--white); }
.brand strong { display: block; font-size: 1.05rem; letter-spacing: 0.04em; }
.brand small { display: block; font-size: 0.68rem; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold); }
.nav nav { display: flex; align-items: center; gap: 1.15rem; }
.nav nav a { color: #d5dde8; text-decoration: none; font-size: 0.88rem; }
.btn {
  display: inline-block;
  background: var(--gold); color: #0e1c33;
  text-decoration: none; font-weight: 700;
  padding: 0.8rem 1.2rem; border-radius: 2px;
  letter-spacing: 0.02em;
}
.btn-ghost { background: transparent; color: var(--white); border: 1px solid rgba(255,255,255,.35); }
.btn-nav { padding: 0.45rem 0.85rem; font-size: 0.82rem; }

.hero {
  background:
    linear-gradient(110deg, rgba(14,28,51,.92) 0%, rgba(21,42,74,.78) 55%, rgba(21,42,74,.55) 100%),
    radial-gradient(circle at 80% 20%, #2a4a78 0%, #152a4a 45%);
  color: var(--white);
}
.hero-inner { max-width: var(--max); margin: 0 auto; padding: 4.2rem 1.4rem 3.4rem; }
.eyebrow { color: var(--gold); letter-spacing: 0.16em; text-transform: uppercase; font-size: 0.74rem; font-weight: 700; margin-bottom: 0.85rem; }
.eyebrow.dark { color: #8a7320; }
h1 { font-size: clamp(2.1rem, 5vw, 3.35rem); line-height: 1.08; font-weight: 800; max-width: 16ch; margin-bottom: 1rem; }
.lede { max-width: 38rem; color: #d7deea; font-size: 1.08rem; margin-bottom: 1.6rem; }
.cta-row { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-bottom: 2rem; }
.trust { list-style: none; display: flex; flex-wrap: wrap; gap: 0.6rem 1.4rem; color: #b8c4d4; font-size: 0.84rem; }
.trust li { border-left: 2px solid var(--gold); padding-left: 0.7rem; }
.makes-bar {
  display: flex; flex-wrap: wrap; gap: 0.5rem;
  margin-top: 1.8rem; padding-top: 1.3rem;
  border-top: 1px solid rgba(196,160,53,.28);
}
.makes-bar span {
  font-family: "Segoe UI", Helvetica, Arial, sans-serif;
  font-size: 0.78rem; font-weight: 800; letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--navy);
  background: var(--gold);
  padding: 0.45rem 0.7rem;
}
.towns { grid-template-columns: 1fr 1fr; }

section { padding: 5.5rem 1.4rem; }
.wrap { max-width: var(--max); margin: 0 auto; }
.section-head { max-width: var(--max); margin: 0 auto 2rem; }
.section-head h2, .split h2 { font-size: clamp(1.6rem, 3vw, 2.15rem); color: var(--navy); line-height: 1.2; margin-bottom: 0.5rem; }
.section-head p { color: var(--muted); max-width: 36rem; }
.section-head.light h2 { color: var(--white); }
.section-head.light p, .section-head.light .eyebrow { color: var(--gold-2); }

.grid {
  max-width: var(--max); margin: 0 auto;
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem;
}
.grid article {
  background: var(--paper);
  padding: 1.4rem 1.25rem 1.5rem;
  border-bottom: 3px solid var(--gold);
}
.num { display: block; color: var(--gold); font-weight: 800; letter-spacing: 0.08em; font-size: 0.78rem; margin-bottom: 0.55rem; }
.grid h3 { font-size: 1.08rem; margin-bottom: 0.4rem; color: var(--navy); }
.grid p { color: #3d4652; font-size: 0.96rem; }

.band { background: var(--navy); color: var(--white); padding: 5.5rem 1.4rem; }
.steps {
  list-style: none;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem;
  counter-reset: step;
}
.steps li {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(196,160,53,.28);
  padding: 1.3rem 1.2rem;
}
.steps li::before {
  counter-increment: step;
  content: "0" counter(step);
  display: block; color: var(--gold); font-weight: 800;
  letter-spacing: 0.08em; font-size: 0.78rem; margin-bottom: 0.6rem;
  font-family: "Segoe UI", sans-serif;
}
.steps strong { display: block; font-size: 1.05rem; margin-bottom: 0.35rem; }
.steps p { color: #c5cedb; font-size: 0.95rem; }

.eq-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.2rem;
  max-width: var(--max);
}
.eq-split article {
  background: var(--paper);
  padding: 1.4rem 1.3rem 1.5rem;
  border-top: 3px solid var(--gold);
}
.eq-split h3 {
  color: var(--navy);
  margin-bottom: 0.85rem;
  font-size: 1.1rem;
}

.pills {
  max-width: var(--max); margin: 0 auto;
  display: flex; flex-wrap: wrap; gap: 0.55rem; list-style: none;
}
.pills li {
  border: 1px solid var(--line);
  padding: 0.55rem 0.9rem;
  font-size: 0.9rem; background: #faf8f3;
}

.paper { background: var(--paper); }
.split { display: grid; grid-template-columns: 1.3fr 1fr; gap: 2rem; align-items: start; }
.towns { list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 0.45rem 1rem; }
.towns li { padding: 0.45rem 0; border-bottom: 1px solid var(--line); font-weight: 600; color: var(--navy); }

.cta-panel {
  max-width: var(--max); margin: 0 auto;
  background: var(--navy); color: var(--white);
  padding: 2.4rem 2rem;
  display: grid; grid-template-columns: 1.3fr 1fr; gap: 1.5rem; align-items: center;
}
.cta-panel h2 { font-size: 2rem; margin-bottom: 0.5rem; }
.cta-panel p { color: #c5cedb; }
.cta-actions { display: flex; flex-direction: column; gap: 0.7rem; align-items: flex-start; }
.fine { font-size: 0.82rem; color: #9aa8bb; }

footer {
  background: #0e1c33; color: #8b9aaf;
  display: flex; justify-content: space-between; align-items: center;
  gap: 1rem; padding: 1.2rem 1.4rem;
  font-family: "Segoe UI", sans-serif; font-size: 0.85rem;
}
footer .brand span { font-weight: 700; color: var(--white); }
footer a { color: var(--gold); text-decoration: none; }

@media (max-width: 860px) {
  .nav nav a:not(.btn) { display: none; }
  .grid, .steps, .split, .cta-panel, .eq-split { grid-template-columns: 1fr; }
  .hero-inner { padding-top: 3rem; }
  h1 { max-width: none; }
}